[All help](https://to.co/en-au/help?format=md) › [Accounting and trading](https://to.co/en-au/help?format=md#topic-accounting)

# Make a quote, order or invoice without accounting software

Last checked 2026-11-12

You don't need accounting software to trade on to.co. Make each document in my.to.co, issue it, and send it.

Making, issuing and sending documents is free on every plan, including Free. Owners and Finance members make them.

## Before you start

A document you make on to.co is for a connected trading partner. If the business is not one yet, invite it first: see [Invite a business to trade with you](https://to.co/en-au/help/partner-invite).

Keep your **Trading profile** up to date. Issuing checks that a document has what the law names, such as your address and, when you charge VAT, your VAT number.

## Make it

1. In my.to.co, open **Documents**.
2. Choose **New invoice**, **New credit note**, **New quote**, **New purchase order** or **New request for quote**.
3. Under **To**, choose the business. Add your lines with **Add a line**.
4. Choose **Save draft**.

A draft is seen only by people in your business, and you can change it until you issue it. A quote needs a **Valid until** date before you issue it. You can attach files to a draft: see [Attach files to a document](https://to.co/en-au/help/document-files).

## Issue it

Open the draft and choose **Issue**, then **Yes, issue it**. Issuing:

- gives it the next number in its series, such as INV-0001 for invoices, unless you typed a number of your own;
- runs **Checks before it goes**, which list anything the law names that is missing, such as your address or your customer's. These checks are not legal advice;
- signs it with your business's key and makes its PDF, so anyone can check it (see [Check that a document is the one a business sent](https://to.co/en-au/help/document-check)).

Once issued, it cannot be edited or deleted. To correct an invoice, issue a credit note.

## Send it

Choose **Send**, then **Send to** the business. It arrives in their **Received** documents. A document goes to one business, once. It stays with both of you if your partnership ends.

You can also choose **Send by email**. We email a link to the document on your to.co address, in your name. The link works for 30 days. To withdraw it, choose **Withdraw link**.

To download the PDF, choose **Download**, then **PDF**.

## Answer what a partner sends you

Open the document in **Received**. Depending on what it is:

- a request for quote: **Make a quote**;
- a quote: **Order this**;
- an order: **Answer this order** or **Invoice this order**;
- an invoice you issued: **Make a credit note**.

The new document is filled in from the one you started from, and names it. To accept, query or reject a document formally, choose **Respond**. Sending an answer is free. To ask a question about it, write under **Messages** (see [Messages on a document](https://to.co/en-au/help/document-questions)).